Beware Of The Common Cyber Scams in 2021

2021 is all about New Hopes, New Achievements and Some New Milestones for us all, however, amongst all that, something which has not changed is the hackers around us. Mastercard’s Spending Pulse report confirms that E-commerce in America has been risen by 18.8% in 2020 if compared with that of 2018’s.

Hands down the users have used different devices to make this happen to like their smartphones, tablets, or laptops. With so much of technological intervention, there is yet not a brand that offering systems which can carry out secure online transactions or for that matter protection against cyber scams.

Even in 2020, we have witnessed countless incidents where many people have complained that they have witnessed an interbank frauds. This was no less on an organizational level either, the statistics have shown that across the globe only 32% of the organizations could dodge cyberattacks. This has been possible in both our professional and person ends because these hackers chose to attack our accounts when we’ve been most vulnerable especially during the festive season.

To keep your new year guarded and attacks proof we have some tips for you that will keep you off cyber scamming temptations. Keep a count of the following Cyber Scams and don"t let cybercriminals take away your festive vibe. Unfortunately, these scams are so sophisticated that they just go unnoticed. These include:-

1.Email Scams From Authorized Banks:

Well, cybercriminals and hackers inherit a personality like air. Where despite being always around you they are never be found. Hence, this is why they are some of the most sophisticated professionals who can extract what they want from your searches over the internet or even by knowing your transaction history encountered by you in the past. This helps hackers in knowing who you are, what you do by profession and which bank do you use.

Now when there is a sale on the E-commerce websites during the festive season you are bound to receive countless emails from the bank and e-commerce websites. Unfortunately, scammers have started using this as a weapon to reach the vault of your accounts. They’ll send you an email that will make you think as if it was shared from your bank, however, the contact details on that email it would not be of your bank. They’ll somehow trap you and then extract all your money from your respective accounts. Users, you must know this if your bank is approaching you they"d have all your details. Right from your account number to your card number. So now when you get an email like such try not falling for it, instead, call up your bank to your relationship manager or the bank manager and confirm it to be double sure.

2.Public Wi-Fi Scams:

In the era of today there’s not even a single soul that has not been habitual to the internet. Now this can become a scary while we"re using a public network at the airport during a travelling or while in a restaurant. Even the evolution of newer technologies have contributed to this, where despite doing a greater good it has unknowingly facilitated hacker to walk through one’s system and access their data. And all of this can be done by hackers with the use of public network easily. In fact, hackers can hack into your system even when you’ve not connected it with a public network with the help of the machine identifying where does the masses shop from while visiting a mall. Various brands today have installed a machine in their store that can count how many people visited their store and how many of them actually bought from their brand. So when you leave home your devices are connected to the Wi-Fi in there, however, this doesn’t turn off until you turn it off. That’s why whenever you enter any store having a Wi-Fi in it your devices look for a network to connect with this despite when you have not logged in properly. Hence, when you leave from home try switching off your devices Wi-Fi so that you don’t need to worry about losing your data.

3.Fake Free Wi-Fi Offer:

I"d recommend you, not to connect your devices on a network that asks you to put in your credentials, you might find such networks at various eating joints. There are public networks that claiming to be free, however, connecting to them may compromise your data especially during a time when you have you"ve entered a payment gateway. This can lead any hacker to get into your systems and get access to your personal details and other data which you weren’t keen on revealing.

4.Software Plug-ins or Other Fake Updates:

Since we have just walked into a new year this means that all our friends, family and ourselves would have been busy in sharing a lot of online content amongst one another. However, some of us have somehow have managed to fed cybercriminals with their shareable malicious content. Malicious content includes Flash Player Update’ that you’ll need to access the video link that one of your loved ones have sent. Once you accept such requests, your system can get infected by malware, and it will spread through your other contacts, asking them to do the same. Try now to use such things or update any unnecessary software that you have no account of or don’t touch the update button of that software of which you feel ever existed on your system.[View Ethical Hacking CEH V10 Course]

5.Ransomware Attacks:

Ransomware Attack is something that compelled even the Texas Department of Information Resources to retrieve their data for $18 Milion which originally cost only $80,000. Ransomware attacks off late have scaled up, this may take place using a pop up of your random downloads. Hence, I’d recommend you avoid using unsecured websites because such websites will ask you for your personal details which includes your financial details. This is something that can also be found on newly launched e-commerce websites. Unfortunately, newly launched e-commerce websites that are not using HTTPS protocols can also get you in trouble. Cybercriminals keep a tab on such websites and they’ll make you fall into their trap so that demand ransom on your private data from you later.

6.Fake Websites Asking For Donation:

Cybercriminals are so smart these days that they might create a fake website and ask for donations. Since we have just walked into a new year you"d be getting a lot of emails or pop up for charity. Now the surprising part of all this is that getting a brand ambassador for such fake websites is a piece of cake for cybercriminals. Hence, this may appear to be a legitimate website to you, however, it can bite you unexpectedly. So, keep yourselves guarded and donate for whatever the cause that you support directly to the agency.

7.Fake Virus Alert Pop-ups:

Surfing over the internet you may come across a page showcasing that your device has been bugged with a virus. It will also intimate you to download a given app to keep yourself guarded and the second you"d do it they"ll have the entire details of your system bank accounts and your private data that can mess things for you eventually.

8.By Taking Certifications:

In order to keep yourself and your organizations away from cyberattacks, you can take certified courses like CEH & CISSP that will help you in the following ways:-

• Certified Ethical Hacker Certification (CEH Certification): hacking community is one community that is highly innovative because they somehow find a way to break through your systems and exploit the information available on it. These tech-savvy people are always proactively looking for vulnerabilities on your systems. Since they are always finding ways to extract information from your systems without getting trapped. Hence, CEH professionals have to be extra cautious and this is why they use highly sophisticated equipment, skills, and techniques to spot the system vulnerabilities and filling these needful gaps. These professionals are such an integral part of an organization’s system that they are offered an average salary of $150 000. This is one of the few courses that professionals can take up after the 12th. It is perhaps the perfect course in IT if you are looking for IT courses online for beginners. In fact, CEH is one of the few IT courses that can be prepared using online platforms like Mercury Solutions.
• Certified Information Systems Security Professional Certification (CISSP Certification): CISSP Certification is one of the best IT courses that is an advanced-level certification for professionals serious about careers in information security. These professionals are decision-makers possessing expert knowledge and technical skills necessary to develop, guide and then manage security standards, policies and procedures within their organizations. The kind of knowledge they possess has helped them generate an annual salary of $119,184.